Amercian Coastal Insurance

Continuous Improvement through Continuous Innovation

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Our Products and Services

Personal

  • Automobile & Motorcycles
  • Homeowners
  • Recreational Vehicles & Watercraft
  • Umbrella Liability
Business-Property/Casualty
  • Business Liability
  • Business Exposure
  • Business Insurance
  • Commercial Auto
  • Workers’ Compensation

These Personal & Business products are brokered to affiliates, Leavitt Insurance and FJ Cassidy & Associates.

 

Group Products

  • Medical
  • Health Reimbursement & Health Savings Accounts
  • Self Funded
  • Dental
  • Life
  • Disability
  • Long Term Care

Individual Products

  • Medical
  • Life
  • Long Term Care
  • Disability
  • Medicare Supplement
  • Medicare Part D
  • Travel

Voluntary Products

  • Dental
  • Life
  • Disability
  • Accident & Cancer

Financial Services

  • Retirement Plans
  • Risk Management Analysis
  • Retirement Planning/Pensions
  • Tax Planning Strategies
  • Estate Planning
 
Human Resource & Benefit Related Assistance
  • Dedicated Account Management

Licensed Insurance Producer assigned to account to quickly an efficiently resolve day to day and emergent issues.

  • Educational Meetings

Meet with employees at renewal and throughout year as needed to discuss plan changes or other employee benefit related matters

  • Organize Annual Benefit & Health Fair

Coordinate with carriers and select vendors to participate annually in an organized environment that will allow employees to talk directly with carriers and to receive educational information and small gifts of appreciation.

  • Electronic & Paper Enrollment Management

Process all enrollment material and handle emergent enrollment issues.

  • Billing & Claims Issues- research & resolution

Contact carrier to resolve premium billing issues and outstanding claim issues.

Other Services

  • Annual Plan Comparison Proposal

Professional and detailed bound proposal highlighting current and renewal plan & rates with a comparison showing optional carrier quotes.

  • Customized Company Benefits Booklet

A handout for employees summarizing insurance coverage, time, off, holidays, and other pertinent company benefits.

  • Individualized Benefit/Salary Analyses

Statement comparing the employees current salary with the cost of benefits provided.

  • COBRA Administration

Send appropriate sequence of COBRA letters and coordinate COBRA premium payments.

  • Health & Wellness Coordination

Work with health vendors and insurance carriers to offer educational information to employees, Set up health assessments and physical examination services when appropriate, coordinate health fair.

  • Pre-Tax Benefit Programs

Set up premium offset plans and flexible spending accounts.

  • Medical Evacuation Coordination

Coordinate medical consult, provide availability and cost of medical evacuation, coordinate arrangements with travel insurance carrier if necessary.